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Preferred Points Card

Earn points

Earn one point for each dollar spent, up to 10,000 points per month. Points can be redeemed for cash back, travel, merchandise, and retail gift cards. To view or redeem reward points visit or call (866) 678-5191.(1)

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Competitive APR

View current rate details on our application form.

Grace Period

All purchases have a 25-day grace period. There is no grace period for cash advances or cash equivalent transactions.

Travel Benefits

Visa® and MasterCard® offer rental car collision damage waiver protection and more.

Cardholder Customer Service

(800) 367-7576