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Building a new home can seem like a daunting endeavor, but we want to change that. Our staff will guide you through getting a construction loan and answer all of your questions to make sure the path to your dream home is as simple as possible for you and your builder.


Construction Loan Requirements & Documentation

Download one of the mortgage checklists below to view a list of documents you will need upon submission of your home loan request. Having these documents readily available will help expedite your loan request. Please note there may be additional documents requested throughout your home loan application process.


Down Payment Assistance

Vantage Bank Texas has partnered with the Texas State Affordable Housing Corporation (TSAHC) to offer low interest rate loans with down payment assistance to help individuals and families become successful homeowners. Contact our mortgage team to learn more.


Rates

Please contact our mortgage representatives for construction loan interest rates.


Mortgage Calculators

Our interactive, easy-to-use calculators are designed to help you manage your mortgage finances.


If you’re looking for the best construction loan lender in Weslaco, we hope you consider giving us a call. Whether you're ready to get the construction process started or still need a little more time to find the perfect lot, we're standing by with the perfect loan option for you.

We are one of very few lenders who offer construction-to-permanent mortgage financing, meaning you borrow for construction and once you move in, we convert the loan balance into a permanent mortgage. It’s two loans in one! Plus, we can even include the purchase of the lot in
the mortgage. We also offer loan-to-value (LTV) construction loan financing up to 90% up to $1,000,000 and 75% LTV for Foreign Nationals.

We’ve made the construction loan process even easier now that we’ve implemented an easy-to- use, web-based service that automates the construction loan advance process for residential and commercial construction loans. It’s accessible from any mobile device or computer and centralizes construction documentation, pay applications and inspection progress reporting, improving the experience for you and your builder.

Our Weslaco construction loans can help your blueprints come to life. For more information, reach out to one of our Vantage Bank Texas construction lenders today at 956-664-8400. We're looking forward to breaking ground together.