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Vantage Bank Texas knows everyone is different, so we offer different credit cards so you can choose the right one for you.

Apply Now

Applying for a Vantage Bank Texas Credit Card is easy. Complete the form and bring it by any of our convenient locations or return it via email or fax.

APPLY NOW

Competitive APR

Introductory rate of 2.9% for the first six months, then a competitive variable APR (1) after that. Click on Apply Now to see the current rates.

No Annual Fee

Whether you choose the Low Rate Card or the Preferred Points Card, you can enjoy no annual fees.

Earn points

Earn one point for each dollar spent up to 10,000 points per month.  Points can be redeemed for cash back, travel, merchandise and retail gift cards.  To view or redeem reward points visit www.mypreferredpoints.com or call 866-678-5191.

Grace Period

All purchases have a 25 day grace period.  There is no grace period for cash advances or cash equivalent transactions.

Travel Benefits

Visa® and MasterCard® offers rental car collision damage waiver protection and more.

Additional Information

  • Late Fee: $25
  • NSF Fee: $25
  • Agent Assisted Pay-by-Phone: $10
  • Cash Advance Fee: 3% of the cash advance amount, subject to a minimum fee of $10.
  • International Transaction Fee: 2% of the US dollar amount of the transaction converted from the foreign currency.

Please see additional disclosures included on the credit card application.

Cardholder Customer Service 800-367-7576

CALL NOW
Disclosures:

  • After introductory rate, the Annual Percentage Rate (APR) will vary based on changes in the Index (the National Prime Rate published in the Wall Street Journal.) The APR is Index + 6.99% for the Low Rate Card and Index + 11.99% for the Preferred Points Card. The Index will be adjusted on the 25th day of each month or the business day preceding the 25th day if that day falls on a weekend or a holiday recognized by the Federal Reserve Bank. Changes in the Index will take effect beginning with the first billing cycle in the month following a change in the Index. Increases or decreases in the Index will case the APR and periodic rate to fluctuate, resulting in increased or decreased Interest Charges on the Account. The Account will never have an APR over 21%.

Apply Now

Applying for an Vantage Bank Texas Credit Card is easy. Complete the form and bring it by any of our convenient locations or return it via email or fax.

APPLY NOW

Competitive APR

Introductory rate of 2.9% for the first six months, then a low variable APR1 after that (1). Click on Apply Now to see the current rates.

No Annual Fee

There is no annual fee for the Vantage Bank Texas Low Rate Card.

Grace Period

All purchases have a 25 day grace period. There is no grace period for cash advances or cash equivalent transactions.

Travel Benefits

Visa® and MasterCard® offers rental car collision damage waiver protection and more.

Additional Information

  • Late Fee: $25
  • NSF Fee: $25
  • Agent Assisted Pay-by-Phone: $10
  • Cash Advance Fee: 3% of the cash advance amount, subject to a minimum fee of $10.
  • International Transaction Fee: 2% of the US dollar amount of the transaction converted from the foreign currency.

Please see additional disclosures included on the credit card application.

Cardholder Customer Service 800-367-7576

CALL NOW
Disclosures:

  • After introductory rate, the Annual Percentage Rate (APR) will vary based on changes in the Index (the National Prime Rate published in the Wall Street Journal.) The APR is Index + 6.99% for the Low Rate Card and Index + 11.99% for the Preferred Points Card. The Index will be adjusted on the 25th day of each month or the business day preceding the 25th day if that day falls on a weekend or a holiday recognized by the Federal Reserve Bank. Changes in the Index will take effect beginning with the first billing cycle in the month following a change in the Index. Increases or decreases in the Index will case the APR and periodic rate to fluctuate, resulting in increased or decreased Interest Charges on the Account. The Account will never have an APR over 21%.