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Buying a home is one of the most important purchases you will ever make. Whether you’re a first-time home buyer, upgrading to a larger home, or looking to purchase a vacation home, we’re here to help.
If you're already making payments on a home mortgage loan and want to refinance your home for a more favorable rate or term, Vantage Bank Texas can also help get you the right home refinancing option.
Down Payment Assistance
Vantage Bank Texas has partnered with the Texas State Affordable Housing Corporation (TSAHC) to offer low interest rate loans with down payment assistance to help individuals and families become successful homeowners. Contact our mortgage team to learn more.
LEARN MOREFixed Rate Home Mortgage Loans
The traditional fixed rate home mortgage is the most common type of home loan program. Here, monthly principal and interest payments never change during the life of the mortgage loan. Fixed rate home mortgage loans are available in various terms and can be paid off at any time without penalty. This type of mortgage is amortized so that it will be completely paid off by the end of the loan term.
APPLY NOW LEARN MOREAdjustable Rate Mortgage Loans
An Adjustable Rate Mortgage (ARM) is a home mortgage loan with an interest rate that can vary during the loan's term. These home loans usually have fixed interest rates for an initial period of time and will adjust based on changing market conditions. You can refinance your ARM to a Fixed Rate mortgage loan to avoid fluctuating monthly payments.
APPLY NOW LEARN MOREFHA Home Mortgage Loans
The FHA home mortgage program is administered by the US Department of Housing and Urban Development (HUD). FHA mortgages are geared towards borrowers who need maximum financing.
APPLY NOW LEARN MOREVA Home Mortgage Loans
The VA home mortgage program is administered by the US Department of Veterans Affairs (VA). VA mortgages are geared for eligible veterans (and their families, when applicable) who need maximum financing.
APPLY NOW LEARN MOREForeign National Mortgage Loans
This home mortgage loan is Ideal for foreign nationals who want to purchase their second home or investment property in the United States.
APPLY NOW CONTACT A MORTGAGE LENDERHome Mortgage Loan Requirements & Documentation
Download one of the mortgage checklists below to view a list of documents you will need upon submission of your home loan request. Having these documents readily available will help expedite your loan request. Please note there may be additional documents requested throughout your home loan application process.
LEARN MOREFrequently Asked Questions
Have questions or need help with your account? We’re just a call or click away. Contact us at 866-716-9594 or find answers to frequently asked questions below.
LEARN MORE FREQUENTLY ASKED QUESTIONS