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  • When you conduct a transaction with your Vantage Bank Texas Debit Card in a currency other than U.S. Dollars, MasterCard® will convert the charge into a U.S. Dollar amount and charge a currency conversion fee. In addition, MasterCard® charges an Issuer Cross-Border Assessment on all cross-border transactions regardless of whether there is a currency conversion. These fees will be displayed on your bank account statement. For more detailed information, please contact Customer Service at 1-866-580-7262.