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Revolving Line of Credit

With a Line of Credit from Vantage Bank Texas there is no reason for your business to suffer from liquidity problems. A revolving loan from Vantage Bank Texas can meet your business’ working capital requirements, allowing your business to draw down, repay and re-draw from available capital during the term of the loan.

Terms & Requirements

  • Flexibility to withdraw funds up to a pre-approved credit limit
  • Competitive variable and fixed rates
  • Pay no interest until funds are drawn
  • The borrower may repay over time or in full at any time
  • Payment terms may vary (exceptions may apply)

General Requirements

  • Satisfactory Credit History (business and personal)
  • Existing business with 2 full years of business history (exceptions may apply)
  • Financial statements are required (inclusive of tax returns, debt schedule, and/or any pertinent information). Download a Personal Financial Statement Template here.
  • For development and construction loans, plans and construction budget are required.

Contact an experienced Vantage Bank Texas lender for more information on lines of credit.