Build the future of banking, together
Partner with a trusted bank to build embedded finance solutions. Use modern APIs, bank-owned ledgering, and resilient payments to launch faster, stay compliant, and scale your programs.
5-Star Rated Bank
FDIC Insured
Modern Cloud-Native TechBuilt for innovators in finance
For fintechs, financial institutions, and businesses that need bank-grade embedded banking, modern correspondent services, and API-first payments.
Embedded banking for fintechs
Launch accounts, payments, and cards with KYC/KYB, virtual accounts, and a bank-controlled ledger. Scale across banks with continuity.
Modern correspondent banking
Access tokenized deposits, stablecoin pilots, FX, and loan syndications with realtime oversight, bank-owned data, and automated settlement.
API banking for businesses
Use secure APIs, programmable payments, and loyalty cards to build fintech-like experiences. Simplify reconciliation and reporting.
Software developer collabs
Partner with us to build the future of banking. We'll combine your code with our expertise to deliver innovative solutions for community banks.
Robust ledger and programable bank accounts.
Our programmable ledger with virtual and FDIC-insured bank accounts gives you the tools to build new financial services for your customers.
Offer easy access to funds with Demand Deposit Accounts, complete with FDIC insurance up to $250,000.
Open omnibus or FBO (for the benefit of) accounts to manage customer funds using flexible virtual sub-accounts.
Extend FDIC insurance beyond standard limits with IntraFi, giving you and your customers peace of mind.
Ready for what's possible with Collabs?
Vantage Collabs delivers world-class services that drive customer loyalty, profitability, and unique experiences for your business.
Sponsor banking for fintechs and platforms
Launch embedded accounts, payments, and cards working directly with the bank. Configure KYC/KYB, limits, fees, and program-level economics.
Direct partnership: Bank-owned platform; clear oversight, data, and controls.
Compliance built-in: Bank-owned ledger, audit trails, and program guardrails.
Scale ready: Vantage is a strong family and employee-owned bank with nearly $5 billion in assets.
Payments hub: ACH, wires, and real-time
Centralize money movement with smart routing, automated posting, and realtime settlement to operating accounts.
Orchestration: Routing, retries, cutoff handling, and approvals.
Settlement: Real‑time ledgering to operating and reserve accounts.
Visibility: Alerts, dashboards, and audit-ready logs.
Modern correspondent banking services
Offer tokenized deposits, FX, and global payment rails to your bank customers. Provide realtime monitoring, automated fees, and self-service tools.
Network accounts: Configure operating and reserve accounts by bank.
Program APIs: Expose payment APIs and webhooks to correspondents.
Self-service: Fee tracking, inquiries, and reserve adjustments.
Business loyalty cards and rewards at scale
Issue branded debit cards with spend controls and rewards. Use APIs to fund, tokenize, and reconcile while driving customer loyalty.
Card issuing: Digital/physical, tokenization, instant provisioning.
Controls: Spend limits, MCC filters, and lock/unlock.
Operations: Disputes, reporting, and fraud monitoring.
Vantage News & Insights
Geolocation-Triggered Payments Made With Tokenized Bank Deposits Issued By Custodia And Vantage Bank
Custodia Bank and Vantage Bank Issue America’s First Bank-Issued Stablecoin On A Permissionless Blockchain
Tokenized Bank Deposit Issued By Custodia Bank and Vantage Bank Used For Fast Cross Border Business Payments
Vantage Bank and Infinant Partner for Embedded Banking
Geolocation-Triggered Payments Made With Tokenized Bank Deposits Issued By Custodia And Vantage Bank
Let’s build what’s next
Share your use case, and we’ll map the fastest compliant path to launch. With Vantage Collabs, you keep the vision; we bring the banking, technology, and care to help you scale.
