Business BankingYour partner
for what's possible
We're a locally owned Texas bank that’s here to help your business grow. Our team delivers tailored lending, treasury, and digital banking so you can manage cash, fund opportunities, and move faster—across town or across borders.
Rooted in Texas
People-first focus
Smart digital tools
Solutions for the way you do business
Choose the mix of accounts, financing, and treasury tools that fit your goals today—and scale with you tomorrow.
Business checking and savings
Manage day‑to‑day cash with accounts built for different volumes, balances, and features—so you only pay for what you need.
Loans and lines of credit
Secure funding for expansion, equipment, or working capital with terms tailored to your business.
Send money and pay vendors
Automate payroll, vendor payments, taxes, and bills with ACH, wires, and scheduled transfers.
Collect payments faster
Accept cards, ACH, and remote deposits to speed up cash flow and reduce trips to the bank.
Local bankers who know your business
We take time to understand your operations, goals, and risks. You’ll get a dedicated team, proactive guidance, and direct access to decision-makers.
Dedicated team: One point of contact backed by specialists.
Proactive outreach: We call you when conditions change.
Fast decisions: Local approvals keep you moving.
Here’s what your business can do
Choose proven tools that support cash flow, protect your funds, and fund what’s next—guided by a local team that knows your business.
Manage operating cash with the right accounts
Pick the checking and savings combo that fits transaction volume, balances, and cash targets. Earn credit for balances and keep fees predictable.
Multiple tiers Options for startups to high‑volume enterprises.
Earnings credit Offset fees with analyzed account balances.
Digital access View real‑time balances, transactions, and alerts.
Finance growth with loans and lines of credit
Fund equipment, inventory, acquisitions, or working capital with flexible structures and local decisions.
Tailored terms Structures aligned to cash cycles and collateral.
Competitive options Fixed or variable choices based on needs.
Guided process Clear timelines, documentation, and next steps.
Streamline payables and receivables
Automate how money moves in and out—ACH, wires, card acceptance, and remote deposit—to speed cash flow and cut manual work.
Pay vendors ACH, domestic wires, and scheduled bill payments.
Collect faster Card processing, ACH, and lockbox options.
Remote deposit Deposit checks from multiple locations.
Protect your accounts from fraud and risk
Reduce exposure with layered controls, approvals, and alerts across checks and electronic payments.
Positive Pay Verify checks and ACH before posting.
User controls Set limits, dual approvals, and segregation of duties.
Real-time alerts Get notified of changes and suspicious activity.
Our service, in their words.
"Communication at Vantage Bank has been great. The whole team, not just our relationship manager, we work with on a daily basis from the operations side up to the bank leadership."
"Vantage Bank has been right there with us. In fact, they more than doubled our line of credit in anticipation of the growth that we're experiencing."
“With Vantage behind us, every step of the way, we were able to achieve every milestone, every customer need that was requested of us.”
“It felt like we were partners, figuring out what we were going to do before going to the bank—except I was actually talking to the bank. I truly felt like they wanted our business to succeed.”
"Communication at Vantage Bank has been great. The whole team, not just our relationship manager, we work with on a daily basis from the operations side up to the bank leadership."
Business Insights & Tools
Vantage Bank and Infinant Partner for Embedded Banking
Custodia Bank and Vantage Bank Issue America’s First Bank-Issued Stablecoin On A Permissionless Blockchain
Tokenized Bank Deposit Issued By Custodia Bank and Vantage Bank Used For Fast Cross Border Business Payments
Geolocation-Triggered Payments Made With Tokenized Bank Deposits Issued By Custodia And Vantage Bank
Vantage Bank and Infinant Partner for Embedded Banking
Ready to talk business?
Connect with a local banker who understands your industry and goals. We’ll build a clear plan for accounts, financing, and treasury tools that help you move faster.
