Vantage CollabsBuild on a bank that builds with you
Launch banking-as-a-service, embedded banking, or sponsor programs with a direct bank partner with a reputation for strong compliance. We offer APIs, Fed payments, and debit cards powered by Infinant—plus a suite of pre-integrated partners to launch your program quickly.
Direct bank relationship
Cross-border services
Stablecoin experience
Prepared for what’s possible — by your side from sandbox to scale.
A modern platform, minus the middleman
Integrate once through Infinant APIs. We handle accounts, payments, and cards—with your choice of KYC/AML, fraud, and deposit partners.
Bank-owned ledger & accounts
Launch checking, savings, and virtual accounts on a bank-controlled, multi-tenant ledger with available subaccounts and real-time webhooks.
FedNow, ACH, wires
Orchestrate domestic and international wires, plus ACH and FedNow payments with smart routing, limits, and automated settlement.
Visa DPS issuance & controls
Issue digital and physical debit cards via Visa DPS with controls, dispute intake, and push-to-wallet support.
Compliance & fraud tools integrated
Robust KYC/KYB, AML, and transaction monitoring tools are pre-integrated or choose your own.
FDIC extended protection
Use IntraFi to extend FDIC insurance to larger deposits to reduce risk.
“Prepared for what’s possible.“
Made for builders
APIs
POST /api/v1/accounts Content-Type: application/json Authorization: Bearer {api_key} { "customer_id": "cus_12345", "account_type": "checking", "initial_deposit": { "amount": 100.00, "currency": "USD" }, "owner": { "first_name": "Jane", "last_name": "Smith", "email": "jane@example.com" } }
Response
200 OK { "account_id": "acct_67890", "status": "pending_verification", "account_number": "9876543210", "routing_number": "021000021", "balance": { "available": 0.00, "pending": 100.00, "currency": "USD" }, "created_at": "2025-07-02T09:14:09Z" }
RESTful endpoints for accounts, payments, cards
Postman collections and examples
ISO 20022 support for payments
Developer Resources
Infinant API access with sample payloads, Postman suites, and environment keys to speed development.
Shared console for live monitoring of customers, accounts, transactions, limits, fees, and settlement.
Integration support, risk configuration guidance, and payment rail testing for ACH, wires, and FedNow.
A partner, not a provider
We offer a direct bank relationship, central console access for you and us, and the freedom to use our partners like Sardine, Cable, Visa DPS, and IntraFi, or bring your own—all orchestrated on Infinant.
Work directly with Vantage. We share economics fairly and align on fees, interest, and limits by program.
Vantage has a strong risk and regulatory compliance culture that focuses on what’s possible.
Use our pre-integrated partners or bring your own to make your program yours.
Vantage has expertise in cross-border transactions and banking foreign nationals.
Your success is our success. We build lasting relationships to create tailored solutions that help you grow and win.
We collaborate with regulators to ensure our banking solutions are compliant, secure, and ready for what's next.
Vantage is a pioneer in deposit tokens and stablecoins for real-time, global payments.
Expand your platform's reach. Vantage provides expert FX and payment solutions for seamless international business.
Vantage News & Insights
Geolocation-Triggered Payments Made With Tokenized Bank Deposits Issued By Custodia And Vantage Bank
Custodia Bank and Vantage Bank Issue America’s First Bank-Issued Stablecoin On A Permissionless Blockchain
Tokenized Bank Deposit Issued By Custodia Bank and Vantage Bank Used For Fast Cross Border Business Payments
Vantage Bank and Infinant Partner for Embedded Banking
Geolocation-Triggered Payments Made With Tokenized Bank Deposits Issued By Custodia And Vantage Bank
Let’s build something great
We’ll help you ship embedded banking, cards, and Fed payments on a direct bank platform. Vantage Bank is your partner ready to scale with you.
