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Access and Manage Your Funds from ATMs

Withdraw money from any linked account or transfer funds between the accounts using your Vantage Bank Texas EMV Debit MasterCard® and your PIN. You also have access to over 50,000 surcharge-free ATMs across the globe. Use our locator to find an ATM near you.

EMV Chip Cards

Make Purchases Anywhere MasterCard® is Accepted

With your Vantage Bank Texas EMV Debit MasterCard®, you can use your card anywhere MasterCard® is accepted. Transactions are processed through your primary linked checking account. Use your card to make purchases and pay bills at participating retailers and service providers – including online or by phone.


Currency Conversion and Cross-Border Transaction Fees

If you process a transaction with your Card in a currency other than US Dollars, MasterCard will convert the charge into a US Dollar amount. Click below to learn more about MasterCard’s currency conversion procedure.


Debit or Credit: It's your choice

Purchases made with your Vantage Bank Texas EMV Debit MasterCard® are withdrawn from the same account whether you choose debit or credit. Use the debit option when you want cash back from a purchase, otherwise, skip the PIN and use the credit option for most other purchases.

Click the button below to view additional information regarding restrictions on your debit card.


Lost or Stolen Debit Card

In the event that your card is lost, misplaced, or stolen, contact Vantage Bank Texas as soon as possible at 800-472-3272.