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Most Banks treat all businesses the same. At Vantage Bank Texas, small businesses are special. When your small business has financing needs, Vantage Bank Texas has the ability to decision loans under $350,000 within just 48 hours.

Terms & Requirements

  • Competitive variable and fixed rates
  • Fixed or variable monthly payments
  • Maturity and amortization may vary due to type of financing

General Requirements

  • Satisfactory Credit History (business and personal)
  • Existing business with 2 full years of business history (exceptions may apply)
  • Financial statements are required (inclusive of tax returns, debt schedule, and/or any pertinent information). Download a Personal Financial Statement Template here.
  • For development and construction loans, plans and construction budget are required.

Contact a Small Business Lender

Let us know you are interested in applying with us, and a small business lender will contact you soon.

CONTACT A LENDER

Frequently Asked Questions

Find answers to our most common questions regarding loans, or call us at 1-866-580-7262 and we will be more than happy to help you.

GET ANSWERS

Are you a business owner in Laredo, TX looking to secure a small business loan? Then Vantage Bank Texas is the perfect lending partner for you. We are the only local bank that is a SBA Preferred Lender, so we can decision your loan faster than other banks in the area up to $5 million or more. Plus, our small business lenders help facilitate the application process for you so you can go back to focus on what really matters… your business.

With a SBA guaranteed loan form Vantage Bank Texas, you can finance your new business, acquire another business and even finance business equipment or inventory. Plus, you can enjoy lower down payments, longer terms, and no balloon payments, unlike the terms of a conventional loan.

If your business serves the City of Laredo or any of its surrounding cities, contact one of our small business loan professionals at 956-664-8972. Their experience will help you get the solutions you need for any small business opportunity.