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Permanent Working Capital Financing

It is exciting to see your business grow, but the operating cash flow from receivables may not be enough to support the growth. A working capital loan from Vantage Bank Texas is designed to fit your business' growth stage by helping you inject capital into your business.


Business Debt Refinancing

If you are interested in reducing your monthly payments and reducing your repayment period, simply refinance your debt with Vantage Bank Texas. A lower interest rate and more competitive terms offered by Vantage Bank Texas will help you achieve your financial goals.


Investment or CD Secured Loans

Borrowing against your own funds is a quick and low cost way of obtaining a loan.


SBA Loans

An SBA loan with Vantage Bank Texas may be exactly what you are looking for. Contact our SBA loan professionals to learn about the different SBA programs available.


Terms & Requirements

  • Available for amounts $500,000 and up (Special program available for loans under $500,000).
  • Competitive variable and fixed rates
  • Fixed or variable monthly payments
  • Maturity and amortization may vary due to type of financing

General Requirements

  • Satisfactory Credit History (business and personal)
  • Existing business with 2 full years of business history (exceptions may apply)
  • Financial statements are required (inclusive of tax returns, debt schedule, and/or any pertinent information). Download a Personal Financial Statement Template here.

Contact an experienced Vantage Bank Texas lender for more information on these types of loans.