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James W  Collins

James W. Collins
Chairman of the Board | Rioco Partners, Ltd.

James W. Collins is a Board Member for Vantage Bancorp, Inc. and a Board Member for Vantage Bank Texas. He is currently General Partner of Rioco Partners, LTD., a property management and real estate development company. He also currently serves as President of Mayfair Properties, LLC. Mr. Collins is a Director for several organizations including Alta Canada, Petroleum Solutions, R & H Food Services, and South Texas GMC. Mr. Collins is very active in his community by serving as Director on community boards such as Texas Business Hall of Fame and the Rio Grande Valley Business PAC. He is the Co-Trustee for the Ely Unitrust for the Rio Grande Children’s Home, the Manager and Director for the James W. Collins Family Foundation and the Manager, Director and Treasurer for the Loring Cook Foundation. Mr. Collins earned a Bachelor of Business Administration and a Master of Business Administration from Southern Methodist University in Dallas, Texas. He and his wife, Kathy, have five children.


Rafael Garza

Rafael G. (Rafa) Garza
Executive Vice Chairman | Bravo Equity

Rafael G. Garza is a Founder and Managing Director of Bravo Equity Partners, a private equity firm based in Fort Worth, Texas focused on providing capital to middle-market companies in the US and Mexico. Mr. Garza is involved in Bravo’s portfolio companies in the banking and financial services, retail, food and educational services sectors. Mr. Garza also serves as Executive Vice Chairman of the Board of VBT Financial Corporation and its subsidiary, Vantage Bank Texas.

Prior to founding Bravo, Mr. Garza served as Country Manager and Director of Ernst & Young’s Mexico City-based Corporate Finance Practice. Mr. Garza has also worked with Ernst & Young clients in U.S. and Mexico including forming and leading a Dallas based team which specialized in corporate finance, financial advisory and mergers & acquisitions. Mr. Garza’s experience includes over 25 years of advising a significant number of U.S. and Mexico based companies with capital and strategic initiatives including corporate finance transactions, buyouts, recapitalizations and assisting high-growth companies. Mr. Garza began his career at Ernst & Young with over ten years providing Audit and Advisory services.

Mr. Garza serves on the board of directors of Atmos Energy Corporation, the largest non-integrated natural gas utility in the United States and member of S&P 500. He serves in the Audit and Governance committees.

Mr. Garza’s community involvement includes serving as trustee of Texas Christian University, where he is also Chairman of the Investment Committee and Member of the Fiscal Affairs and Audit committees. Mr. Garza serves as Trustee and President of the Board of the Fort Worth Art Association (Modern Art Museum of Fort Worth) and Trustee of the Fort Worth Art Association Endowment Foundation. He also serves as Trustee of Baylor Scott & White Holdings, the largest non-profit health care network in Texas including 50 hospitals and other related health care entities.

Mr. Garza was born and raised in McAllen, Texas. He earned his Bachelor’s Degree in Business Administration; Accounting from Texas Christian University. Mr. Garza is fluent in Spanish.


Jeff Sinnott

Jeff Sinnott
President and Chief Executive Officer

Jeff Sinnott serves as President and Chief Executive Officer and is a member of the Board of Directors of Vantage Bank Texas. Sinnott joined Vantage Bank Texas in 2018 as Chief Operations, Technology and ERM Officer where he led a complete overhaul of the bank’s operations and technology divisions, emphasizing an enhanced, omni-channel customer experience.

Sinnott has been in the commercial banking and technology fields for the past 25 years, focusing on innovation and transformation. He began his career in Charlotte, NC as a software engineer working on the Model Banking Program at Bank of America. He has since overseen largescale technology and operations initiatives at numerous banks and spent a portion of his career leading global software initiatives in the consumer goods industry, focusing on product design, development and deployment. Some of the major firms where Sinnott led these initiatives include PepsiCo, Heinz, Walmart, and Danone. Sinnott returned to banking in 2003 when he joined Summit Bank, N.A. as their Chief Information Officer. In 2007, Sinnott joined Southwest Bank in Fort Worth as Chief Operations Officer where, along with the Operations and Technology divisions, he led the Treasury Management sales team. Jeff brought his expertise to Vantage Bank Texas in the fall of 2018 and, in a short period of time, has made an extraordinary impact on the way the bank delivers products and services to our customers.

Sinnott is active in the banking community and has served on the Tarrant County Bankers Association Board of Directors and the Business Digital Banking Product Advisory Board at Digital Insight and Intuit.

Sinnott graduated from Texas A&M University in 1994, earning a bachelor’s degree in Business Analysis/Management Information Systems. He also graduated with honors from the Graduate School of Banking in Colorado in 2006.


Vannie Collins

Vannie Collins
Director | Mayfair Properties, Ltd.

Vannie Collins is Vice President of Agribusiness at Mayfair Properties where he manages farm and ranch properties statewide for the company. Prior to his tenure at Mayfair, he worked in a finance capacity with Pasadera Capital and partnered with the firm to form El Prado Acquisitions, LLC, a direct investment company. El Prado Acquisitions concentrated in Texas-based companies, eventually purchasing Champion Stone.

Collins graduated from Trinity University with a B.S. in Business Administration with a concentration in Finance. Currently, he sits on the Board of Visitors of the University.

Mr. Collins is an avid outdoorsman. He is a member of the Texas Wildlife Association and since 2014 he has been a member of the Executive Committee. Collins has chaired the Texas Wildlife Association’s Annual Convention since 2015. The event raises approximately $400,000 annually for the causes supported by the association.


Will Collins

Will Collins
Director | Terracor Real Estate Services

Mr. Collins is a Director of Vantage Bancorp and Vantage Bank Texas. He is the Founder and CEO of Terracor Real Estate Services, a commercial real estate development company focused on the markets of San Antonio and the Rio Grande Valley.

Mr. Collins has served in various capacities of leadership, management and transactional work in the real estate and finance industries over the past 15 years. His experience includes investing, developing and managing more than 1,500,000 square feet and $500 million in commercial real estate assets. In addition, he is experienced in landlord and tenant representation and private equity investments.

Active in community affairs, Mr. Collins also serves as Chairman of the Board of Trustees for St. Luke’s Episcopal School in San Antonio, Director of the Texas Business Hall of Fame and Founder and Chairman of the Friends for Hope Children’s Cancer Foundation.


Micheal Kiolbassa Optimized

Michael Kiolbassa
Director | Kiolbassa Provision Company

Since 1999, Mike Kiolbassa has been the President of Kiolbassa Provision Company. After a short career as an analyst in banking, Michael started at the company as a Plant Manager in 1987. By 1989, he had moved into the sales department where he began to focus on developing the Kiolbassa brand and marketing the company. Under his leadership, Kiolbassa has become the number one selling premium smoked sausage brand in Texas and one of the fastest growing smoked meat brands in the country and is distributed in all 50 states, Mexico and Puerto Rico. Michael and the Kiolbassa Family have been recognized by the Texas Historical Commission as a Texas Business Treasure.

Michael is a native of San Antonio. He graduated from Alamo Heights High School in 1980 and earned his bachelor’s degree in business administration from Southern Methodist University in 1984.


Robert Mc Clane Optimized

Robert McClane
Director | Avalon Advisors

Rob McClane is a Managing Director and Client Advisor at Avalon Advisors. Rob has an extensive background in entrepreneurial business ventures. Prior to joining Avalon, Rob was the Director of True North, LLC, a full-service recruiting and executive search firm in San Antonio. From 2008-2010, he was an investor and Chief Operating Officer of a military moving and storage company, Rockey’s Moving, LLC. In 2005, he was the Director of Business Development and Chief Operating Officer for the law firm of Loeffler Tuggey Pauerstein Rosenthall, LLP until 2008. Fluent in Spanish, Rob, dba McClane International, founded an international project management and consulting firm in Monterrey, N.L. Mexico, in 1997. Since 1999, he has operated his business ventures as President of Norris Robert McClane International, LLC, a Texas Liability Company. Rob has a B.A. in Finance from Texas Christian University (1996).


Robert Morehead

Robert Morehead
Director | Rioco Partners, Ltd.

Robert James Morehead holds various executive management positions, including President, and Chief Financial Officer (CFO) of multiple entities controlled by Mayfair Properties and Rioco. In those capacities, Mr. Morehead manages real estate investments, real estate development, property management, real estate brokerage, private equity investments, and venture capital investment activities. Additionally he oversees accounting, financial reporting, and lending activities for those entities for which he is the CFO.

Mr. Morehead holds both a Bachelor’s and Master’s degree in Business Administration from the University of Texas-RGV.

He currently sits on the Board of Directors of South Texas GMC, South Texas Financial Services and Mayfair Private Trust Company. He is an Advisory Director for Petroleum Solutions, Edwards Abstract & Title and JBWW-MG. In the past he has served as a Director of Medina Bankshares, Inc and the Vannie E. Cook, Jr. Cancer Center, and as President & CEO of CTM Credit Union.

Mr. Morehead is active in the St. John’s Episcopal Church community, Good Samaritan Community Services organization, the Food Bank of the Rio Grande Valley, along with several civic boards and committees.


Tyler Stone

Tyler Stone
Director | Rioco Partners, Ltd.

Tyler Stone is currently the Chief Investment Officer for Mayfair Private Trust Company and Rioco Partners, Ltd. where he oversees the private equity portfolio investments of the firm including sourcing, structuring, oversight, and disposition of the investments. In addition, he manages commercial real estate projects and beneficiary communications. Tyler is also a Director of Vantage Bank Texas.

Tyler joined Mayfair in 2012 after working in Deloitte’s Transaction Advisory practice in Dallas primarily providing business valuation and bankruptcy/reorganization services. Prior to Deloitte, Tyler earned an MBA from Southern Methodist University and concurrently worked at Commerce Street Capital, a boutique investment bank specializing in serving community banking clients. Prior to pursuing his graduate degree, he worked as an Applications Engineer for National Instruments in Austin, Texas after earning a BS in Electrical Engineering from Texas A&M University.

Tyler grew up in San Antonio and has been very involved in his community organizations, currently or previously sitting on the boards of organizations such as the United Way of South Texas, the Museum of South Texas History, C.A.M.P. University, and Rio Grande Regional Hospital. Tyler is also a graduate of the Leadership McAllen Class XXXIII. Tyler currently lives in McAllen with his wife and 3 children.