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James W  Collins

James W. Collins
Chairman of the Board | Rioco Partners, Ltd.

James W. Collins is a Board Member for Vantage Bancorp, Inc. and a Board Member for Vantage Bank Texas. He is currently General Partner of Rioco Partners, LTD., a property management and real estate development company. He also currently serves as President of Mayfair Properties, LLC. Mr. Collins is a Director for several organizations including Alta Canada, Petroleum Solutions, R & H Food Services, and South Texas GMC. Mr. Collins is very active in his community by serving as Director on community boards such as Texas Business Hall of Fame and the Rio Grande Valley Business PAC. He is the Co-Trustee for the Ely Unitrust for the Rio Grande Children’s Home, the Manager and Director for the James W. Collins Family Foundation and the Manager, Director and Treasurer for the Loring Cook Foundation. Mr. Collins earned a Bachelor of Business Administration and a Master of Business Administration from Southern Methodist University in Dallas, Texas. He and his wife, Kathy, have five children.


Rafael Garza

Rafael G. (Rafa) Garza
Vice Chairman | Bravo Equity

Rafael G. “Rafa” Garza is a Board Member for Vantage Bank Texas and a Board Member for Vantage Bancorp, Inc. He is the founder and managing director of Bravo Equity Partners, a private equity firm focused on providing capital to small and middle market companies serving the US Hispanic and Mexico markets. For the past 15 years, Mr. Garza has worked with or invested in businesses benefiting from the U.S. Hispanic and Mexican market growth and serves on the board of several private companies including Border Media Partners and Waldos Holdings, LLC. Mr. Garza is a member of the New American Alliance which is dedicated to increasing access to capital for Hispanic companies and serves on board of advisors of The Marathon Club an organization focused on entrepreneurial deal making in Americas Emerging Domestic Market. Mr. Garza’s community involvement includes serving as trustee of Texas Christian University, trustee of Cook Children’s Foundation, board member of Lena Pope Home and trustee of Modern Art Museum of Fort Worth. Mr. Garza earned a Bachelor of Business Administration Accounting degree from Texas Christian University.


Vannie Collins

Vannie Collins
Director | Rioco Partners, Ltd.

Vannie Collins is Vice President of Agribusiness at Rioco Corporation where he manages farm and ranch properties statewide for the company. Prior to his tenure at Rioco, he worked in a finance capacity with Pasadera Capital and partnered with the firm to form El Prado Acquisitions, LLC, a direct investment company. El Prado Acquisitions concentrated in Texas-based companies, eventually purchasing Champion Stone.

Collins graduated from Trinity University with a B.S. in Business Administration with a concentration in Finance. Currently, he sits on the Board of Visitors of the University.

Mr. Collins is an avid outdoorsman. He is a member of the Texas Wildlife Association and since 2014 he has been a member of the Executive Committee. Collins has chaired the Texas Wildlife Association’s Annual Convention since 2015. The event raises approximately $400,000 annually for the causes supported by the association.


Will Collins

Will Collins
Director | Terracor Real Estate Services

Mr. Collins is a director of Vantage Bancorp and Vantage Bank Texas. He is the founder of Terracor Real Estate Services, a commercial real estate development company focused on the markets of San Antonio and the Rio Grande Valley.

Active in community affairs, Mr. Collins also serves as Vice Chairman of the Board of Trustees of St. Luke’s Episcopal School, Director of the Texas Business Hall of Fame, and Founder and Past Chairman of the Friends for Hope Children’s Cancer Foundation. He is also a director of Texas Insurance Agency and TIA PEO.

Mr. Collins earned a Bachelor of Business Administration with a concentration in Finance from Southern Methodist University.


Micheal Kiolbassa Optimized

Micheal Kiolbassa
Director | Kiolbassa Provision Company

Since 1999, Mike Kiolbassa has been the President of Kiolbassa Provision Company. After a short career as an analyst in banking, Michael started at the company as a Plant Manager in 1987. By 1989 he had moved into the sales department where he began to focus on developing the Kiolbassa brand and marketing the company. Under his leadership, Kiolbassa has become the number one selling premium smoked sausage brand in Texas and one of the fastest growing smoked meat brands in the country and is distributed in all 50 states, Mexico and Puerto Rico. Michael and the Kiolbassa Family have been recognized by the Texas Historical Commission as a Texas Business Treasure.

Michael is a native of San Antonio. He graduated from Alamo Heights High School in 1980 and earned his bachelor’s degree in business administration from Southern Methodist University in 1984.


Robert Mc Clane Optimized

Robert McClane
Director | Avalon Advisors

Rob McClane is a Managing Director and Client Advisor at Avalon Advisors. Rob has an extensive background in entrepreneurial business ventures. Prior to joining Avalon, Rob was the Director of True North, LLC, a full-service recruiting and executive search firm in San Antonio. From 2008-2010, he was an investor and Chief Operating Officer of a military moving and storage company, Rockey’s Moving, LLC. In 2005, he was the Director of Business Development and Chief Operating Officer for the law firm of Loeffler Tuggey Pauerstein Rosenthall, LLP until 2008. Fluent in Spanish, Rob, dba McClane International, founded an international project management and consulting firm in Monterrey, N.L. Mexico, in 1997. Since 1999, he has operated his business ventures as President of Norris Robert McClane International, LLC, a Texas Liability Company. Rob has a B.A. in Finance from Texas Christian University (1996).


Robert Morehead

Robert Morehead
Director | Rioco Partners, Ltd.

Robert James Morehead holds various executive management positions, including President, and Chief Financial Officer (CFO) of multiple entities controlled by Mayfair Properties and Rioco. In those capacities, Mr. Morehead manages real estate investments, real estate development, property management, real estate brokerage, private equity investments, and venture capital investment activities. Additionally he oversees accounting, financial reporting, and lending activities for those entities for which he is the CFO.

Mr. Morehead holds both a Bachelor’s and Master’s degree in Business Administration from the University of Texas-RGV.

He currently sits on the Board of Directors of South Texas GMC, South Texas Financial Services and Mayfair Private Trust Company. He is an Advisory Director for Petroleum Solutions, Edwards Abstract & Title and JBWW-MG. In the past he has served as a Director of Medina Bankshares, Inc and the Vannie E. Cook, Jr. Cancer Center, and as President & CEO of CTM Credit Union.

Mr. Morehead is active in the St. John’s Episcopal Church community, Good Samaritan Community Services organization, the Food Bank of the Rio Grande Valley, along with several civic boards and committees.


Sam Munafo

Sam J. Munafo
President/ Chief Executive Officer

Sam Munafo brings with him a wealth of bank management and leadership experience. His career began in 1972 with First National Bank and Trust in Hamilton, Ohio. Throughout his career, Munafo has held leadership positions with several prominent Midwestern institutions, among them The Clyde Savings Bank and Indiana Lawrence Bank.

In 2001, Munafo was named President and Chief Executive Officer of Community First Bank and Trust in Celina, Ohio. Four years later, he returned to Hamilton, Ohio to assist in the consolidation of three regional charters into First Financial Bank Corporation (FFB). Most recently, he served as Executive Vice President and Chief Commercial Banking Officer of FFB, a publicly-traded firm. FFB’s flagship subsidiary, First Financial Bank, operates over 125 branches in Ohio, Indiana, and Kentucky.

Munafo holds an Accounting degree from Miami University in Oxford, Ohio. He is also a graduate of the American Bankers Association Commercial Lending School and the Graduate School of Banking, a school that is sponsored by the Central States Conference of Bankers Association. He was a class instructor for the Ohio Bankers Association as well as serving on the Governmental Affairs Division of the Ohio Bankers League.

Munafo’s community involvement has included service as a member of the Board of Directors of the Rotary Club, Chamber of Commerce, Kiwanis Club, Hospice, United Way, local hospitals, and various other community organizations. He also served as Chairman of the Board for the Hamilton Chamber of Commerce and on the Advisory Board for the Miami University School of Business.


Tyler Stone

Tyler Stone
Director | Rioco Partners, Ltd.

Tyler Stone is currently the Chief Investment Officer for Mayfair Private Trust Company and Rioco Partners, Ltd. where he oversees the private equity portfolio investments of the firm including sourcing, structuring, oversight, and disposition of the investments. In addition, he manages commercial real estate projects and beneficiary communications. Tyler is also a director of Vantage Bank Texas.

Tyler joined Mayfair in 2012 after working in Deloitte’s Transaction Advisory practice in Dallas primarily providing business valuation and bankruptcy/reorganization services. Prior to Deloitte, Tyler earned an MBA from Southern Methodist University and concurrently worked at Commerce Street Capital, a boutique investment bank specializing in serving community banking clients. Prior to pursuing his graduate degree, he worked as an Applications Engineer for National Instruments in Austin, Texas after earning a BS in Electrical Engineering from Texas A&M University.

Tyler grew up in San Antonio and has been very involved in his community organizations, currently or previously sitting on the boards of organizations such as the United Way of South Texas, the Museum of South Texas History, C.A.M.P. University, and Rio Grande Regional Hospital. Tyler is also a graduate of the Leadership McAllen Class XXXIII. Tyler currently lives in McAllen with his wife and 3 children.